1. Robert

    I just read this piece about passive income. You really hit the nail on the head.

    I can’t add much to what you have said accept that others reading it should take notice. This advice of paying the price up front with hard work is where passive income comes from.

    Maybe the lottery is an exception. Thanks, I’ll pass the word. Robert

    • Chuka

      Hey Robert,

      Thank you for your comments. The lottery would be good; many are still waiting to win or looking for quick money making schemes!

  2. I really like this post. It home for me because I’m interested in learning how to invest along with making a passive income. I’m not happy with the “rat race” and I like the ideas of being my own boss.

    I’ve always heard MLM’s were bad so i tended to stay away from you. They always seemed to be scams. I think I’m interested in learning about real estate and what that could do for me.

    I’m working on my niche and helping people who like to watch romance movies. i choose this niche because I like romance movies and I know other people do as well.

    I will bookmark this site and continue learning from you. Thank you, for the tips.

    • Hi Ashley,

      Thank you very much for stopping by and for your comments. Yes, MLM has had lots of negativity around it. Like every business, some have sound ethical strategies and great leadership to take the company forward and some are poorly set up and managed, so people get burned along the way.

      For any niche you choose to get involved with, it is important to check it out thoroughly and learn some skills around it so you avoid those hidden pitfalls.

      Much success with your Romance niche and business.

  3. Stacy

    I like that you’ve explored different ways to earn income from home. Especially the perspective on MLM’s. I’m looking into one myself right now and there’s so much negativity surrounding MLM’s. It’s nice to hear from someone that is having a positive experience with it. But you also don’t hesitate to point out some of the negatives. Makes you much more trustworthy!

    Thanks for all the info!

    • Chuka

      Hi Stacy,

      Thank you for your kind comments. You are right, the negativity surrounding MLM is high. Some are justified and some aren’t. Like every business, there are positives and negatives and my view is that if one is passionate about something, they should do their due diligence, check out the leadership and ethos of the company. Thanks again for your comments.

  4. Very well put, Chuka!

    A “passive income” comes only after some hard work, effort, imagination, and expertise. But it IS something that can keep on giving long after those efforts have ended!

    Of course to keep the income flowing, you need to keep growing. Your suggestions of how to do just that are excellent.

    You certainly understand how to generate income from many different directions!

    Thanks for the all the research and for sharing your wisdom!

  5. Andrew

    Hi Chuka

    Thanks for your article. You have given me some great ideas on how to earn some extra income.

    Thanks again

  6. Garen

    Hey Chuka,

    I think a lot of people get caught up on fast cars and the luxurious life when talking about making passive money online. 9 times out of 10 it seems to be far from the truth. I have been in the industry for 7+ years and I know it takes a lot of time to make passive income.

    I was wondering what your thoughts were about Google Adsense, though. Personally, I don’t use it because it pays pennies on the dollar. Affiliate marketing on the other hand pays much more money, based on affiliate commissions.

    Also, one thing I have done over the years is accept money for “sponsored post”. This is a good way to generate some money once you become an authority in a niche.


    • Hi Garren,

      Thank you for your comments and insights. You are absolutely right, many people do not appreciate the sweat and patience required in establishing passive income. This is why there are many scams out there looking for victims who want to make money fast.

      With regard to Google AdSense, those who make good income from it tend to have huge visitors to their site. Thank you for mentioning “sponsored posts” because it is also popular but as you rightly said, one has to be an authority in their niche.

      Thank you again for sharing your insights.

  7. Roopesh

    Thanks for this clearing up the distinction between the two income streams.

    I have always wanted to earn a passive income.As you said, it does take hard work to start up and requires work to maintain it, but there is a great plus to it.

    I believe that if it is built around a model that you enjoy, then it will not seem like work at all.What do think?

    You have given us some awesome ideas on getting on the track of earning passive income.What in your opinion is the biggest stumble block to overcome when crossing over to the passive income side?

    Thanks and Take Care

    • Chuka

      Hey Roopesh,

      Thank you for your comments and questions. I’m glad you found the distinction between active and passive income streams helpful.

      With regard to your first question, yes, it’s more advantageous to stick to something you actually enjoy. I covered this topic in the last post about earning from your hobbies.

      With regard to your second question, there are two immediate challenges to be mindful ofwhen moving from active to passive income: (a) ensure that the passive income is actually providing you with enough income before you cross over to avoid stress; and (b) remember that creating passive income requires lots of work upfront. The amount of work required in the beginning is often underestimated. Patience is also a necessity.

      Much success to you.

  8. Taking A Leap Of Faith

    So reading about active and passive incomes I know that I’m tired of the rat race. I’m 44 and have been waiting tables since I was 18 and am sick and tired of taking people’s crap. I think that every single person on the planet should have to be a server for 1 year and live on just that job to know what it’s like, so they know how to treat their servers who are only trying to do their best for their tables and learn how to tip correctly. For God sakes people, most of us make $2.15 per hour and we never get a paycheck we on make tips. And 10% is like spitting in our face. When I go out I never tip less than 30% even for crappy service, because I understand what they must be going through. So now I want to move on to passive income streams. Like my blog on here, and affiliate marketing, and marketing the books I’ve written on Amazon and coming up with a video program about an interest of mine. That last one is going to take a lot of work, but I will carve out some time each day to get the scripts written, and then get to working on it. So this inspired me to get off my duff, and really dig into my passions and leave my serving to just a couple days a week. I need to give this my full attention now.

    • Chuka

      You are absolutely right that many of us do not know how difficult it is to serve at table, giving little or no tips. I am very delighted that you have made a decision to pursue your natural talents of writing and producing videos. Well done and I wish you a lot of success.

      I am delighted that you found inspiration from this post and will do something significant with your talents. Congratulations!

  9. Great information!

    I have a very good understanding of active and passive income because I have read many of Robert Kiyosaki’s books. You have done a great job touching on all the basics here and I thank you for that.

    • Thank you Derek for your comments. Like you, I was influenced by Robert Kiyosaki. I have no doubt that in no time your business will be delivering passive income to you, if it’s not doing so already. Best wishes.

  10. Thank you for such positive information, you do make it so tempting to start my own online business. I am going to consider this for a while, check back with you later.

    • Thank you Jeff. I wish you great success with your business. So long as you love what you do, it will work out in beautiful ways. Much success to you.

  11. This is a nice piece of article. You said it all.

    I agree with you on MLM. I know a lot of people that have been burned and a few who have done well for themselves.

    I will pass this on.

    • Hey Kunmi,

      Thank you very much for your comments and encouragement. I appreciate that and hope that the articles here will aspire people to make the right decisions moving forward. I wish you success in what you do.

  12. It’s good to know the difference between active and passive income. And even better if you can create passive income because the benefits, as you’ve listed, are always desirable.

    For some people doing in real estate or making enough money to put in savings and then know how to invest properly for great returns, just are not options for them. And as far as multi level marketing goes, I don’t think it’s a ever a good option.

    I do however believe in creating your own income with online resources and an honest and caring way. I enjoy in wealthy affiliates about a year ago and really feel that this is a way to go. Being a part of their community is invaluable because it teaches you everything you need to know to create that passive income.

    • Hi Debra,
      Thank you for your kind comments. I’m delighted that you found some of the information helpful. Yes, multi-level marketing is not for everybody as I pointed out and like every business, it has its positives and negatives. I wish you much success with your online business. The opportunities are definitely endless.

  13. Hello,
    I really like your website! This is my first time EVER having my own website and Its a lot of fun cause I’m learning tons! So my next goal is learning how to get traffic so I can share my passion and be able to help others in any way shape or form. I want the best for them!

    • Thank you Krissy. I wish you huge success with your business and you will definitely attract huge visitors who will share your wonderful gifts.

  14. I enjoyed reading your article. I have been looking into all the areas that you’ve discussed & haven’t been able to get a clear understanding.
    Thanks to your article, I now understand a lot more about this subject.
    Keep up the good work! I will be back to your site to learn more new things.

    • Hi Misti, thank you for your comments. I am delighted to learn that you found some information in the article helpful. I wish you success with your business.

  15. Thank you for this Chuka! I’ve been an entrepreneur for most of my life and most successful ones dedicate a great deal of hard work and time to get there. You’re absolutely correct when it comes to passive income… you’re audience or customers come first and foremost, that is the ultimate benefit. The $$ portion will eventually come. Appreciate this!!


    • Hey Dex,

      Thank you for your comments. In society today we tend to have two main types of entrepreneurs: those who understand the importance of hard work and serving the customer vs those who are seeking quick schemes for a quick buck without any thought or regard for the customer.

      The first type is built on a solid foundation and the passive income will definitely flow in time. The latter group build their foundation on sand. It washes away quickly.

      I wish you the very best with your business.

  16. Tiago Epalanga

    Hello Chuka!
    Thank you very much for sharing this post! I truly see myself on it, in the “rat race” to be precise! I like the way you approach active and passive income! Your niche has a huge competition but after see your website, you truly convinced me with your sincere words on the posts and the way connected to me was really good! I like the simplicity of your website!

    Best Regards!

    • Chuka

      Hey Tiago,

      Thank you very much for your insights. I am glad that you found something the strikes a chord with you in the article.

      You are absolutely right about the niche being so competitive. It’s something I am passionate about and so decided to just give people as much quality information as possible.

      I appreciate your feedback and wish you the very best with your business.

  17. Finally I found a website with all the information that I was looking for.
    You have some great information here! I am just learning about Passive Income vs Truly Passive, so I learned a lot.
    You saved my day.

  18. Darren

    I think some forms of income are pretty well truly passive. Once you do the work and create residual income streams, much of that income does then become passive income. You had to work for it in the beginning though.

    You make some valid points in your post, and you differentiate well between active income and passive income.

    • Chuka

      Thank you Darren for your comment and feedback. Indeed, lots of efforts upfront is important to create the passive income. I hope your business is doing great and I wish you every success in the coming year.


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